Family fun awaits! Get S$10 Cow Play Cow Moo vouchers when you sign upFind out more
A savings account for your child allows them to practice managing money and learn through their simplified OCBC app - exclusively for OCBC MyOwn Account*.
*Your child's other accounts, like Mighty Savers and Child Development Account will not be shown or be available for transaction on your child's app.
Give them a debit card just for children – there are over 15 designs to choose from and exclusive deals for grabs.
Our new and simplified OCBC app specially developed for your child makes it super easy for them to stay on top of their savings and spending. Plus, you can keep track of their transactions with your own OCBC app.
Keep tabs on your child’s spending with the OCBC app. Get real-time alerts so you know how, when and where your child is using his/her money. No surprises here!
Set daily transaction limits so your child does not overspend – this could be your chance to teach him/her how to budget and spend wisely.
Just hit the OCBC Kill Switch to suspend the account in a snap. To keep your child’s money extra safe, use OCBC Money Lock to easily lock funds via the OCBC app. Use the OCBC MyOwn Debit Card at any OCBC ATM to release locked funds anytime.
You get to decide. Allow your child to start familiarising themselves with digital payments in the real world by giving them occasional opportunities to do so, all under your watchful eye with transaction alerts.
Going full digital? You have the option to set a daily, weekly or monthly allowance that goes straight to your child’s account. Your child can top up his/her School Smart Card to use in schools that accept digital payments as well.
Learn to take control of your money with your own bank account and debit card, even if you do not have a phone. Once your parents decide you are ready, team up with them to track your expenses via the OCBC app! Plus, level up your budgeting skills with OCBC Financial Literacy.
Using a debit card has never looked this stylish – not with over 15 amazing designs to choose from. What’s more, get special deals at your favourite spots all year long!
Use the card to grab lunch with friends, stock up on school supplies and more. You even get to choose from over 15 fun card designs!
Have pocket money you can save? Just pop your spare coins into our cash deposit machines – they are kind of like piggy banks, but way cooler – and watch your savings stack up.
Your money will be in safe hands. The anti-scam features available on the OCBC app – OCBC Kill Switch and OCBC Money Lock – can help make your account extra secure, and they are right at your fingertips.
Let your child own his/her creativity with a debit card design that he/she loves.
Once your child has chosen a favourite design, it will be his/hers for good – pick wisely!
From now till 31 July 2025, open a MyOwn Account for your child and a 360 Account for yourself to get an additional 0.30% a year on your first S$100,000 in your 360 Account. That’s on top of the usual 6.30% a year for the 360 Account!
Already have a MyOwn Account? Simply apply for the 360 Account to enjoy the extra 0.30% a year for the first S$100,000 in your 360 Account!
Bonus interest of 0.30% a year is accorded for 3 months till 31 July 2025. T&Cs apply. Insured up to S$100k by SDIC.
Get Cow Play Cow Moo Vouchers worth S$10 when you sign your child up for the OCBC MyOwn Account this month! Learn, save and play together!
Limited to the first 3,000 sign-ups. Until 31 May 2025.
T&Cs apply. Insured up to S$100k by SDIC.
Make saving fun and rewarding for your child! From 1 March to 31 August 2025, every time your child grows their savings by at least S$10 each month, they will earn a S$1 reward in that month.
Terms and conditions apply. Insured up to S$100k by SDIC.
This is an illustration of the Savings Quest based on a month-end balance of S$290 before the start of the Savings Quest:
| Month | Month-end balance | Month-end balance difference | Eligibility for Savings Reward |
| February 2025 | S$290 | Not applicable | Not applicable |
| March 2025 | S$300 | S$10 | Yes |
| April 2025 | S$305 | -S$5 | No |
| May 2025 | S$285 | -S$25 | No |
| June 2025 | S$297 | S$12 | Yes |
| July 2025 | S$307 | S$10 | Yes |
| August 2025 | S$420 | S$113 | Yes |
When you refer a friend who opens an OCBC MyOwn Account for their child and deposits S$10 within 30 days, both children will get S$5 cash reward each. Your child will get extra S$20 for every 5 successful referrals. Here’s how to start sharing.
Stand to win a Disney’s Lilo & Stitch inspired family vacation in Hawaii! From 1 April to 30 June 2025, earn chances for every S$100 fresh funds deposited into your child’s MyOwn Account or Child Development Account.
T&Cs apply. Insured up to S$100k by SDIC.
Show more articles
A huge thank you to everyone who has pre-registered for the OCBC MyOwn Account from 18 September to 13 October 2024! Winners will be walking away with an iPhone 15 Pro 256GB Blue Titanium.
We will be reaching out to the winners via a call, and an official letter with details on how to redeem the prize will be sent accordingly.
View list of winnersA huge thank you to everyone who has pre-registered for the OCBC MyOwn Account from 18 September to 13 October 2024! Winners will be walking away with an iPhone 15 Pro 256GB Blue Titanium.
We will be reaching out to the winners via a call, and an official letter with details on how to redeem the prize will be sent accordingly.
View list of winners
Thank you for participating in the OCBC MyOwn Account Festive Promotion that ran from 25 November to 31 December 2024! Top 3 winners will win 4x Singapore Airlines Economy Class return tickets to Tokyo, an iPhone 16 Pro 128GB Black Titanium, and iPad Air 128GB Space Grey.
An official email with details on how to redeem the prize will be sent to the winners.
View list of winnersThank you for participating in the OCBC MyOwn Account Festive Promotion that ran from 25 November to 31 December 2024! Top 3 winners will win 4x Singapore Airlines Economy Class return tickets to Tokyo, an iPhone 16 Pro 128GB Black Titanium, and iPad Air 128GB Space Grey.
An official email with details on how to redeem the prize will be sent to the winners.
View list of winnersAge
Child must be 7 to 15 years old
Nationality
Parent: Singaporean or Permanent Resident residing in Singapore
Child: Singaporean, Permanent Resident or foreigner born in Singapore
Initial deposit
S$0
Minimum average daily balance to have fall below fee automatically waived each month
S$0
Account interest rate
0.05% a year
Monthly statements
Electronic statements only
Electronic letters only
You will need an existing OCBC SGD current or savings account to open an OCBC MyOwn Account on your child’s behalf. Do not have one? You will first be asked to open an OCBC 360 Account in the application. The fall below fee will be waived for the first year and initial deposit is waived for accounts opened via OCBC app.
Don’t want an OCBC 360 Account? You can also open a new Statement Savings Account online before you apply for an OCBC MyOwn Account for your child.
Children will be able to do the following:
Parents will be able to do the following:
For child contact details: Please visit any OCBC Branch to update. Changes to the parent’s contact details do not automatically update the details for the OCBC MyOwn Account.
Please refer to the table below for your options. You may manage these transaction limits individually.
| PayNow/NETS QR | Cash withdrawal using debit card | Debit card spending | Cardless withdrawal |
| Deactivate | Deactivate | Deactivate | S$50 (default) |
| S$10 (default) | S$10 (default) | S$10 (default) | |
| S$20 | S$20 | S$20 | |
| S$30 | S$50 | S$30 | |
| S$40 | S$80 | S$40 | |
| S$50 | S$100 | S$50 | |
| S$80 | S$300 | S$80 | |
| S$100 | S$500 | S$100 | |
| S$300 | S$1,000 | S$300 | |
| S$500 | S$500 | ||
| S$1,000 | S$1,000 |
We will allow parents the flexibility to choose when to grant full control of the OCBC MyOwn Account to their child starting from when the child turns 16. This feature will be released by 30 June 2025. Eligible parents will be notified when this new feature is launched. When the child grows up, the OCBC MyOwn Account will eventually be transited to an adult account as well.
Parents can choose to activate the OCBC Kill Switch via the OCBC app on the child’s behalf. To authorise this request, we will send an SMS OTP to the child’s number in our records.
Once activated, the OCBC Kill Switch will immediately suspend the child’s current and savings accounts (including joint accounts), OCBC app access and debit cards.
Children can also activate OCBC Kill Switch on their own via the OCBC app.
As a preemptive measure to protect the child’s funds, consider locking them using OCBC Money Lock. Locked funds cannot be transferred out.
Child can access the OCBC app > click on OCBC MyOwn Account > Lock card to temporary suspend further transactions on the card. If card is found, the child can repeat the steps to Unlock card and continue to make transactions.
Parent may contact us at 1800 363 3333 or visit any OCBC branch to request for a card replacement. You will receive it via mail within 5 working days.
You will receive an email within 20 working days upon successful application of OCBC MyOwn Account. In the email, a redemption code will be indicated and you can visit the vending machines at these OCBC branches to redeem your pin:
Ang Mo Kio Central Branch
AMK Hub, #B1-32/33
Operating hours:
Mon-Fri: 11.00am to 6.00pm
Sat: 11.00am to 4.30pm
Sun: 11.00am to 4.30pm
Public Holidays: Closed
Jurong East Branch
Jem, #B1-18
Operating hours:
Mon-Fri: 11.00am to 6.00pm
Sat-Sun: 11.00am to 4.30pm
Public Holidays: Closed
NEX Branch
NEX, #B2-28/29
Operating hours:
Mon-Fri: 11.00am to 6.00pm
Sat-Sun: 11.00am to 4.30pm
Public Holidays: Closed
Tampines Branch
CPF Tampines Building, #01-04/05
Operating hours:
Mon-Fri: 11.00am to 6.00pm
Sat-Sun: 11.00am to 4.30pm
Public Holidays: Closed
*United Square Branch
United Square, #02-26 to 29
Operating hours:
Open all day
*Vending machine is located outside of branch
White Sands Branch
White Sands, #01-13
Operating hours:
Mon-Fri: 11.00am to 6.00pm
Sat: 11.00am to 2.30pm
Sun & Public Holidays: Closed
Wisma Atria Branch
Wisma Atria, #04-01
Operating hours:
Mon-Sun: 11.00am to 9.00pm
Apply via the OCBC app to open the account instantly.
See the list of eligible accounts
You will be directed to open a 360 Account before applying for an OCBC MyOwn Account for your child. The fall below fee will be waived for the first year and initial deposit is waived for accounts opened via OCBC app.
For new customers
You will be directed to open a 360 Account before applying for an OCBC MyOwn Account for your child. The fall below fee will be waived for the first year and initial deposit is waived for accounts opened via OCBC app.
Please apply via OCBC Internet Banking (Login > Open an account > Savings) or visit any OCBC Bank branches.
Apply nowApply via the OCBC app to open the account instantly.
See the list of eligible accounts
Participating outlets
| Name | Last 4 digits of NRIC |
| ONG JIE XIANG, CAROL | 997E |
| LEE JIA YI, AVELINE | 019C |
| JOLENE MUI | 107H |
| NG LI PING EILEEN | 340A |
| HUI KIN WAI | 850I |
| WILIYANTO | 787Z |
| NURSYAFA'AH BINTE SUHAIMI SUJAI | 437G |
| POH SIEW HOON | 537I |
| TEI HUI CHING | 831C |
| ONG SOH PUN | 335Z |
| Prize | Parent name | Last 4 digits of NRIC |
| First prize - 4 Singapore Airlines Economy Class return air tickets to Tokyo, Japan | HO WEE PIN | 158F |
| Second prize - iPhone 16 Pro 128GB Black Titanium | CHOONG POI LENG | 576H |
| LIM YI LIN PRISCILLA | 235C | |
| Third prize - iPad Air 128GB Space Grey | IRRASHIDIN BIN AHMAD ZAILAN | 164D |
| YEO YEW ENG | 112F | |
| MUHAMMAD FIRDAUS BIN ZAINAL ABIDIN | 483I |
| Rank | Prize |
| Grand prize | 4 x Economy Class Tickets to Tokyo |
| 2nd to 3rd prize | iPhone 16 Pro |
| 4th to 6th prize | iPad Air |
If a third replacement is made during that period, a S$30 fee will apply.
Character meet-and-greet*Session timings at:
*Meet-and-greet sessions are on a first-come, first-served basis.
Exclusive offer at selected OCBC branchesRedeem claw machine tokens when you perform these actions. The more you do, the more perks you can get! T&Cs, card fees and charges apply.
| Action | Claw Machine Tokens |
| Sign up for the OCBC MyOwn Account | 2 |
| Sign up for any OCBC deposit account or credit card | 2 |
| Speak to our OCBC staff for a Financial Needs Analysis (FNA) | 1 |
| Category | Examples of Participating Merchants |
| Entertainment and Movies | Cathay Cineplexes, Golden Village, Shaw Theatres, Timezone |
| Food and Beverage | Astons, Burger King, Genki Sushi, Kopitiam, Koufu, McDonald’s, Saizeriya, Starbucks, Subway, Sushi Express, The Coffee Bean & Tea Leaf |
| Books and Stationery | Kinokuniya, POPULAR Bookstore |
| Billings and Subscriptions | Apple iTunes |
| Category | Merchants |
| Movies | Cathay Cineplexes, Golden Village, Shaw Theatres |
| Food and Beverage | Astons, Burger King, Genki Sushi, KFC, Kopitiam, Koufu, McDonald’s, Saizeriya, Starbucks, Subway, Sushi Express, The Coffee Bean & Tea Leaf |
| Books and Stationery | POPULAR Bookstore |
